Terms of Service

1. Acceptance of Terms

By accessing or using the Billy AI website (https://www.billy-ai.com/) (the "Site") or the services offered by Billy AI ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Site or Services.

2. Description of Services

Billy AI operates as an amicable debt collection company under the trading name BL Recouvrement. Our Services include:

• Amicable Debt Collection Services: Providing a platform for customers to upload their unpaid invoices or credits for the purpose of amicable recovery by BL Recouvrement.
• SaaS Platform: Offering a subscription-based Software-as-a-Service (SaaS) platform that allows businesses to manage and potentially conduct their own debt recovery processes.

3. Account Registration and Use

To utilize certain Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Billy AI immediately of any unauthorized access to or use of your account.

You must be of legal age in your jurisdiction to use our Services. By agreeing to these Terms, you represent and warrant that you meet this requirement.

4. Fees and Payment (for Amicable Debt Collection Services)

Billy AI charges fees for its amicable debt collection services in the form of success commissions, calculated as a percentage of the amounts successfully recovered.

The specific commission rates will be outlined in a separate agreement or communicated to you through the Platform.

You agree to pay Billy AI the agreed-upon commission on all recovered amounts. Payment terms will be specified in the relevant agreement.

5. Subscription Fees and Payment

(for SaaS Platform) If you subscribe to our SaaS Platform, you agree to pay the applicable subscription fees as outlined on our Site or in a separate agreement.

Subscription fees may be billed on a recurring basis (e.g., monthly, annually). You agree to pay all fees in accordance with the payment terms in effect at the time the fee becomes payable.

Billy AI reserves the right to change its subscription fees upon notice.

6. User Content

Our Platform may allow you to upload or submit data, information, and other content ("User Content"). You retain ownership of your User Content.

By uploading or submitting User Content, you grant Billy AI a non-exclusive, worldwide, royalty-free, transferable, sub-licensable license to access, use, reproduce, process, display, distribute, and transmit your User Content for the purpose of providing the Services to you.

You are solely responsible for the accuracy, quality, integrity, legality, reliability, and appropriateness of all User Content you provide. You represent and warrant that you have all necessary rights to upload and use your User Content and that it does not violate any third-party rights or applicable laws.

7. Intellectual Property

The Site and its original content, features, and functionality (including but not limited to software, text, graphics, logos, and designs) are owned by Billy AI and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for your internal business purposes in accordance with these Terms.

You may not reproduce, modify, distribute, publicly display, publicly perform, or create derivative works of any part of the Site or Services without the prior written consent of Billy AI.

8. Privacy

Your privacy is important to us. Please review our Privacy Policy, which is incorporated into these Terms by reference and explains how we collect, use, and disclose your personal data.

9. Third-Party Services

Our Site or Services may contain links to third-party websites or services (as also mentioned in your Privacy Policy regarding Stripe, Axepta, Google Analytics). These third-party services are not under our control, and we are not responsible for their content, privacy policies, or practices. You acknowledge and agree that Billy AI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such third-party websites or services.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. BILLY AI DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BILLY AI BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF BILLY AI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12. Indemnification

You agree to indemnify, defend, and hold harmless Billy AI and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your (a) use of or access to the Services, (b) violation of these Terms, or (c) your User Content.

13. Termination

Billy AI may terminate or suspend your access to all or any part of the Services at any time, with or without cause, with or without notice, effective immediately. You may terminate your account at any time. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of France, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the courts located in France, and you hereby consent to the personal jurisdiction of such courts.

15. Changes to These Terms

Billy AI reserves the right to modify or revise these Terms at any time. We will notify you of any significant changes by posting the updated Terms on our Site or through other reasonable means. Your continued use of the Services after the effective date of any changes constitutes your acceptance of the revised Terms.

16. Contact Us

If you have any questions about these Terms, please contact us at: